Shared vs VPS Hosting

Choosing the right host is no easy task. Feeling overwhelmed, confused, and a bit lost are perfectly normal reactions when faced with having to decide the right level of service. Even with considerable experience, it can be difficult to choose from among the overwhelming number of options out there.



In this article, we’ll take a look at shared hosting (a natural starting point for small websites) and VPS (Virtual Private Server) hosting — then finish up with a few recommendations for each type of service.



In essence, Virtual Private Servers are a significant step up from general shared hosting plans — with costs ranging from as little as $5/month on the low end to $20–$55 for a decent mid-range VPS service. Is the additional cost justified? Let’s take a look…



Shared Hosting


Shared hosting is a way for hosting companies to put a large number of users on the same server. A server is nothing more than a computer with a processor, memory, and a hard drive — just like your own home computer. If you ever grew up in a household with a single computer used by the whole family, then you’re probably already familiar with some of the upsides and downsides of shared hosting.



On the upside, the cost-per-user is low. If you bought everyone in the family a computer, it would likely cost around $300 per person. If you all use a single computer however, the cost per person could be, between say six of you, as little as $50/person.



On the downside, the resources available to each of you will be limited, and you could be affected by the actions of others. For example, if your brother downloads ten games, he may be using up 80% of the hard drive. What’s more, if one of his downloads contains a virus, it could potentially stop everyone else in the family from being able to use the computer.



Shared hosting is very similar to having a family computer. The server you’re using may be quite powerful, but hosting companies will typically put hundreds (sometimes thousands) of users on it. This is how they keep the costs down to the $4–$8/month level. A powerful dedicated server — where you alone use the server — typically costs upwards of about $350/month. If a company uses the same hardware but puts 300 people on it, they receive over $1200/month — not a bad deal (for them)!



Of course, you shouldn’t really expect a whole lot for such a low cost. If there’s a website with a memory leak on the same server you’re on, you’ll be affected. If a site uses up 80% of the memory, all other websites (which could be thousands) can only access the remaining 20%. What’s more, malicious attacks towards a single website on a server may spread problems throughout the whole user base. This is often referred to as the “bad neighbor” effect. The worst part is that it’s completely unpredictable, which makes it almost impossible to plan for.

VPS Hosting


Compared to a shared hosting service, a VPS (Virtual Private Server) is a technically superior solution in almost every single way. Technically, VPS servers are actually still “shared” environments (in as much as there will still be more than one user running on the same physical machine) but the technology used to assign resources and keep users separate is much more sophisticated.



The key difference is how resources are divided up. Much fewer users use the same hardware and each has their own ‘private’ environment, which makes it seem as though they each have their own server.



With shared hosts, it’s essentially a kind of a free-for-all type of service: whoever grabs the resources first gets to use them. If the server has 16GB of memory, then a single website (out of thousands) could potentially end up using almost all of it. On VPS servers, the amount is divvied up in advance. For example, lower-end VPS plans might allocate 2GB to each user; each of these users would then be able to use as much of that 2GB as they need, but none will be able to overstep their own individual 2GB allowance.



Allocating resources per-user makes for a much more stable and predictable environment. Can you still run out of memory? If you have a poorly coded website, or you go viral and get tens of thousands of visitors overnight, then sure. However, VPS plans almost always allow you to get some additional memory as-and-when you need it (all be it for an added fee of course). The takeaway is that you won’t be adversely affected by what any of those other users/websites on the server do.



Another advantage to this is better security for everyone. There are instances of scripts that can bypass the hypervisor — the process that creates the virtual servers, but these are exceedingly rare.

Should I Switch To VPS?


The simple answer is: Yes. You should almost definitely consider moving away from shared hosting if you’re running a serious online business — although depending on the type of website you’re running, a VPS may not be the only choice worth considering: but we’ll get to that a bit late
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Best Free Web Hosting 2015 (ULTRAHOSTING)

Free web hosting stands for a webhosting service offered for free, so that one do not have to pay any money for the free web host service provided. Free hosting providers offer some free webspace to store website’s files on their servers as well as the other usual web hosting free features required to publish a free web site on the web.
Free web host features offered differ from one free host to another. Some free web space providers offer just minimum of hosting features necessary to setup few free web pages of a personal web site (personal homepage) while others are able to offer many essential features enough to bring online even a small business website using advances scripting and databases.
Also, when it comes to free site hosting service there is an important feature we should know about. Actually, the presence or absence of so called forced advertisments, the adverts that some free hosts implement into websites they host for free. Sure, we do not want any forced ads on our free sites, so we are looking for free website hosts that do not put any forced ads on hosted sites –free hosting no ads, i.e. no banners, and no popup ads at all.
Below we list some chosen free website hosting services with PHP scripting and MySQL database support (the most popular web technology), and without any forced advertising.
» This web page was last updated on 6 October, 2015
The free webhosts listed offer web hosting with PHP scripting and support MySQL databases, so that it is possible to setup and run many popular PHP scripts and web applications such asWordPress blog (and other popular blogs scripts), IPBphpBBSMF and other forums, phpNuke,Mambo, Xoops, JoomlaDrupal CMS sites, osCommerce, as well as other php/mysql based image or photo gallery, guestbook, wiki, visitors counter and many more:
FreeHostingEU website

FreeHosting EU

FreeHostingEU offers the one of the best free hosting no ads plan on their web servers located in the heart of Europe (in Germany). Their clients enjoy the following hosting features and services:
» 200 MB of free web space, 4000 MB bandwidth per month,
» PHP4, PHP 5, MySQL 5 database, POP3/SMTP & Webmail access,
» FTP access, Online File manager, Joomla hosting support,
» 5 FREE Domain name addresses with .eu.pn extension, etc.
Biz.ht website

Biz.ht

Biz.ht is one of the very few so called Green Free hosting services that provides totally ECO-friendly web hosting that uses renewable green energy of wind power. If you are concerned about the ecology of our Planet, you might want to try this free host plan:
» 250 MB of web storage, 5 GB of monthly transfer,
» Support PHP5, MySQL5 databases, CGI scripts, WordPress,
» FREE domains: personal .me.ht, and business .biz.ht, etc.
Website URL: http://biz.ht/
100webspace.com website

100 WebSpace

100webspace.com offers the following free web pages hosting plan with php/mysql support and many features of premium hosting including 24/7 customer support with 6h response time, as well as:
» 100 MB of web space, 3 GB of monthly data transfer,
» FTP support, FrontPage Extensions, Free scripts installer,
» 3 POP3/Webmail accounts, PHP/MySQL, CGI-BIN, SSI, etc.
» Note: Free plan comes WITH forced ads, only domain hosting.
ByetHost.com website

ByetHost

ByetHost.com offers clustered servers based free webhosting with php mysql that provides the largest web space and monthly data transfer in the industry as well as the following features:
» 1000 MB of disk space, 50 GB monthly bandwidth,
» PHP 5.3 and 3 MySQL databases, 5 subdomains & add-on domains,
» POP3/Webmail accounts, Automatic scripts installer, etc.
» Note: Forced ads on error pages, large selection of subdomains.
Website URL: https://byethost.com/

Free website hosting with NO ads

No advertising is added to free clients webpages by the following freehosts, so you can get your site hosted absolutely free and no banner adsno popups, i.e. totally ads-free web hosting.
Biz.nf website

Biz.nf

Biz.nf offers some of the best free hosting php with no ads plans that are powered by reliable cluster-based webhosting technology. Biz.nf is good for personal and small business websites, and supports easy setup and hosting of WordPress blogs, as well as:
» 250 MB of free webspace, 5 GB of bandwidth,
» POP3 account, SMTP access, Webmail, FTP support,
» PHP 4/5, MySQL, CGI/Perl, SSI, 1-click setup of WordPress blog,
» 3 FREE domain names at .co.nf (www.yourdomain.co.nf), etc.
Website URL: http://www.biz.nf
FreeHosting.com website

FreeHosting

FreeHosting.com provides ful-featured free cPanel web hosting without forced adverts as well as premium hosting services with unlimited disk space and monthly transfer. Free plan includes:
» 10 GB of disk space (Ad-Free), 250 GB of monthly transfer,
» cPanel and FTP access, PHP, 1 MySQL and 1 E-mail address,
» Note: you must have your own domain name to signup.
AwardSpace.com website

AwardSpace

AwardSpace.com provides free domain hosting and free subdomain hosting with no ads, i.e. you can use your own domain or take advantage of free sub-domain provided included in free plan:
» 250 MB of disk storage, 5 GB monthly traffic,
» PHP, MySQL, Cgi, FTP, Pop3/Imap e-mail account & email filter,
» Easy control panel to host 1 domain name or 3 subdomains, etc.

Free hosting based on Website builder

Those who do not want to learn HTML, who do not want to know anything about PHP/MySQL, who do not want to setup scripts themselve, or who do not want to spend their time doing web design, they might be interested in so called free website builder service that can do almost everything for the client and help to setup a nice and professionally looking website in almost few minutes.
Wix website

Wix.com

Wix.com is a free site builder and hosting service that enables even the complete newbie to create a beautiful website using one of many ready-made free website templates and addons:
» choose from 100s of designer-made free web page templates,
» simple drad-n-drop website builder, eCommerce tools,
» create mobile device and Google friendly sites,
» cloud-based free hosting, 24/7 customer support, etc.
WebsiteBuilder site

WebsiteBuilder.com

WebsiteBuilder is another service to build your website and host it for free on their servers, they offer many useful tools to make a professional website based on one of pre-made free templates:
» choose from 1,000s of templates (1-page and multi-page sites),
» free sub-domain included with dotWEBSITE extension,
» drag and drop editor, Google & mobile compatible design,
» setup a web shop, blog, image library, social integration, etc.

Almost FREE web hosting – just $0.01 per month

Almost FREE Web hosting - $0.01/month
HostGator offers this unlimited web hosting plan for $0.01/month (first month price in case of use a coupon code):
» UNLIMITED web space, UNLIMITED bandwidth per monthly,
» UNLIMITED Domains / websites on ONE hosting account,
» cPanel control panel with Fantastico support,
» PHP4, PHP5, MySQL, SSH, Curl, Cron, Chilisoft ASP, CGI, etc.
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Auto Insurance Policy

Once you’ve seen some quotes, you need to master discounts — the key to cheap car insurance rates. Many insurers have a wide variety of overlooked deductions that go beyond bundling or insuring multiple vehicles, and some of them are less obvious than you may think.

Driving Schools

Driving education is a discount opportunity many don’t know exist. Drivers who pass an accredited driver’s ed class or defensive driving training are eligible for a sizeable price reduction. The amount of this discount isn’t standardized across the nation or with insurers, but according to DriversEd.com, some drivers might welcome as much as a 10% decrease in their bill. Plus, if you’ve recently received a ticket, enrolling in a defensive driving course can prevent the premium hike on your insurance (most companies only let you do this once every 12 months).
Defensive driving courses cover topics such as traffic laws, drug- and alcohol-impaired driving, and inclement-weather driving and are often available online or at commercial driving schools. Courses for defensive driving can be found through your local DMV or community center. Most run about six hours long and cost anywhere from $50 to $300 a person.
After completing a defensive driving course, participants will receive a certificate that can be presented to insurance companies to qualify for a discount. Depending on the insurance company, drivers may also have to retake the course and be current on their certification in order to continue receiving the discount.
If you aren’t the only person covered on your auto policy, consider getting all the drivers on your policy — especially teens, as they are expensive to insure — to take a defensive driving course and you will be eligible for additional discounts.

Good Student Discounts

These discounts are typically given to drivers under the age of 25 who are enrolled full time at a high school or college or university and are maintaining at least a 3.0 grade point average (or are on the honor roll or dean’s list).
What about the savings? According to CarInsurance.com, the discount can range anywhere from 5% to 10%, making it one of the most profitable and achievable discounts of all. Consider Travelers, which offers good students up to 8% off.
In order to prove satisfactory academic achievement and receive the discount, students need a current transcript or a letter signed by a school administrator. Students who are homeschooled can present standardized test results, such as their SAT or ACT scores, that are within a desired percentile range in order to qualify. Good grades can continue saving you money after graduation as some insurance companies extend this discount to post-grads for a limited time.
If you’re a student, or the parent of a student, you can learn even more at The Simple Dollar’s student guide to car insurance.

Safe-Driver Discounts

Drivers with a clean driving record — a standard that is determined by each individual insurance provider — are eligible for hefty discounts. Having a squeaky clean record not only gives you a discount opportunity; it can also save you a lot more money in the short term.
There is no universal definition of safe driving, though. Insurance companies generally mean avoiding collisions and accidents for which you can be found at fault, and moving violations such as speeding, driving under the influence, or reckless driving.

Resident student discounts

These discounts can be offered to students attending college more than 100 miles away from home. They are intended to be used exclusively by those students who are not planning to drive the insured vehicle while at school but may use it while they are home for vacations.

Other Discounts to Consider

  • Active-duty military and veterans discounts
  • Car alarm systems or other safety equipment discounts
  • Paid-in-full or prepay discounts
  • Occupation and member discounts
  • Low mileage discounts
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Best Auto Insurance for accident

Getting the minimum amount of car insurance is risky business. However, not everyone can afford a bunch of additional coverage. And, some people might not need anything but the minimum. In those cases, having state-mandated coverage is far better (read: legal) than having no insurance at all.
But how do you find the cheapest rate? I examined over 250 quotes from 28 different companies and found three auto insurers that offer the most affordable policies anywhere in the country. Keep in mind, though, everyone’s individual rates will vary.

Best Cheap Car Insurance Companies

  1. GEICO
  2. State Farm
  3. Progressive

How I Chose the Best Cheap Car Insurance Companies

First, I found the top five to seven insurance providers in each state by selecting companies with above-average customer satisfaction ratings from J.D. Power and high financial strength marks from A.M. Best. Why? Because cheap auto insurance policies are great, but purchasing them from unreliable or fickle insurers could wind up being far more expensive down the road.
Then, with some help from the team at The Simple Dollar, we applied for over 250 quotes both online and over the phone from my pool of auto insurance companies from all 50 states. Each member of the team used personal information during the quote process to ensure that we could see who was consistently cheapest across the country with a handful of scenarios. What did remain the same, however, was the amount coverage we applied for: each state’s minimum coverage. No frills, no extras; just the absolute minimum coverage to legally drive on the road.
Next, I tallied and compared how many times each company had the first, second, or third cheapest yearly premium. I awarded five points for first place, three points for second place, and one point for third place.
As it turns out, the cheap car insurance market is dominated by three main providers: GEICO, State Farm, and Progressive. (The other 25 insurers didn’t even score high enough to register in my test.) And, as you can see below, GEICO was the overwhelming victor.
Insurer# of 1st Place Awards# of 2nd Place Awards# of 3rd Place AwardsTotal Score
GEICO19162145
State Farm121412114
Progressive75353

GEICO

GEICO was the cheapest option in 19 of the 50 states. It was also one of the three most affordable options 75 percent of the time, and its best offer was often hundreds of dollars cheaper than the next-best competitor. Take these annual quotes for New York, Pennsylvania, and Washington for example.
New YorkPennsylvaniaWashington
GEICO: $329GEICO: $225GEICO: $623
Allstate: $538State Farm: $394Allstate: $898
*Note: Occasionally, the reason GEICO was able to beat its competition by such a large margin was because the other insurers required slightly more coverage than the state mandated.
The gecko-loving company is without a doubt the most consistently affordable option out there, so it deserves a shopper’s consideration. And, it’s true, according to my research, it is safe to say that 15 minutes could often save you “15 percent or more” on a state-minimum policy. However, its range of coverages and discounts don’t particularly shine when compared to a competitor like Allstate. Allstate customers enjoy prepay discounts, low-mileage discounts, interior vehicle coverage, and new car replacement — all of which are not offered at GEICO.
When it comes to customer service ratings, GEICO doesn’t have anything to write home about. (It fell just under the industry average according to JD Power.) But, if you’re dead-set on purchasing the least amount of insurance that you possibly need, then GEICO is your best bet.

State Farm

State Farm had a lower overall score than GEICO, but wound up in the top three a total of 38 times (GEICO only placed 37 times). When State Farm placed, it usually fell between $30 to $50 dollars of the competition. Though, it occasionally would surprise me with a GEICO-like rate. The two best examples of this are Minnesota and South Carolina. In Minnesota, State Farm was $120 cheaper than American Family, and in South Carolina it beat GEICO by a whopping $223.
Quotes aside, State Farm is the nation’s largest auto insurer. It ranks consistently well for customer satisfaction and rates above average in most of the regions of the J.D. Power survey. It also earns A.M. Best’s top marks (A++) for financial strength. All that’s to say it is a great choice if you can spare a few extra dollars each month. Plus, it has the best tools of any auto insurance provider out there, including mobile bill pay, mobile claim filing, and a pay-by-bank account option.

Progressive

Progressive only placed 1st in seven states, and when it did, it was usually less than $20 ahead of the runner-up (which was usually GEICO). That doesn’t mean Progressive is never a viable option, though. Consider the state of Montana, where Progressive came in $22 cheaper for the year. So for less than $2 more each month, a Montana driver could take advantage of mobile claims filing, loyalty discounts, prepay discounts, and low-mileage discounts that GEICO doesn’t offer.
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